Work With Me

Clarity Plan

One primary decision | Short-term focus

Investment: $750

Designed for a single, specific decision you want to approach thoughtfully.

This engagement is ideal when something feels important, time-sensitive, or hard to sort through alone.

Includes

• Intake and relevant document review
• 45-minute discovery & goal conversation
• 45-minute follow-up strategy meeting
• Written summary with clear priorities and next steps

Common use cases

• Where to direct income or a bonus
• Major purchase decisions
• College funding strategy

Outcome

You leave knowing what matters now, what can wait, and how to move forward with confidence.

Clarity Plan +

Series of decisions | Long term guidance

Starting at $1,500

For clients navigating a series of decisions, where timing, sequencing, and tradeoffs matter.

This engagement provides guidance beyond the next few months and evolves as circumstances change.

Includes

• Full intake and document review
• 60-minute deep discovery & goal conversation
• One 60-minute follow-up strategy meeting within 2 weeks
• One 60-minute follow-up strategy meeting within 60-90 days
• Written summary with clear priorities and next steps

Best for

• Career or income transitions
• Pre-retirement or phased retirement planning
• Estate planning preparation
• Family changes: marriage, children, death, divorce

Engagements are intentionally scoped based on complexity and timeline.

Penny Planters Planner – DIY (Do It Yourself)

Self-guided system

Investment: $400

A structured framework for organizing your financial information independently.

Best for those who want clarity at their own pace.

Penny Planters Planner – DWY (Done With You)

Light guided support

Investment: $750

For clients who want professional guidance without full delegation.

Includes

• Penny Planters Planner Template-customized
• One initial working session
• One follow-up coordination meeting

Penny Planters Planner – DFY (Done For You)

White-glove organization

• $2,000 – Individual
• $2,500 – Family

Designed for people who want it handled – even if everything is scattere4d, incomplete, or unorganized.

This option is designed for real life, not perfect systems.

How it works

You gather what you have in its current state:

• Paper statements (boxed or bundled)
• Downloaded PDFs and digital files
• Logins, folders, or email records where documents live

You send it all to me, and I take it from there.

Document Handling & Care

I scan and digitize all paper documents and keep secure backups of everything you share. You can send what you have in its current state – nothing needs to be perfect. I’ll take care of the rest.

Includes

• Full setup of the Penny Planters system
• Organization of documents exactly as received
• Customized structure based on complexity and household needs
• Clear documentation and handoff

Outcome

Immediate clarity – without the time, stress, or mental overhead.

Ongoing Support

Accountability Calls

30-45 minutes | Ongoing

Pricing varies

For clients who want continued momentum after a plan is created.

Used for:

• Staying on track with action items
• Adjusting plans as life changes
• Pressure-testing new decision